GROWING
TOGETHER

Annual report 2019

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Sustainability Report 2019

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Business sectors

  • Retail business
  • Corporate business
  • Investment business

High-quality customer base

Thorough customer screening based on a rigorous underwriting policy aimed at maintaining high loan-portfolio quality.

Retail business

Focus on major customers and cross sales

The main corporate clients of the bank are large Russian businesses: oil producing companies, oil refining, construction.

Corporate business

Creation of a synergy effect within the Group

Focus on low risk deals with prime counterparties and efficient utilisation of capital.

Investment business