Balance Sheet

Indicator, RUB bln 2019 2018 Change
Assets
Cash and cash equivalents 953,645 1,162,779 -18%
Obligatory reserves with the Bank of Russia 16,944 13,065 +30%
Due from credit and other financial institutions 348,794 13,183 +2546%
Trading financial assets 38,550 15,665 +146%
Investment financial assets 258,168 214,481 +20%
Loans to customers 788,655 709,045 +11%
Investments in associates 2,350 2,275 +3%
Property and equipment 9,515 7,182 +32%
Other assets 6,876 8,252 -17%
Total assets 2,423,497 2,145,927 +13%
Liabilities and equity
Due to the Bank of Russia - - -
Due to banks 677,936 552,930 +23%
Due to customers 1,339,535 1,272,175 +5%
Financial liabilities measured at fair value 9,874 6,329 +56%
Debt securities issued 168,549 105,305 60%
Deferred tax liability 3,370 4,248 -21%
Other liabilities 13,801 13,767 0%
Total liabilities 2,213,065 1,954,754 +13%
Equity
Share capital 30,692 27,942 +10%
Additional paid-in capital 58,210 46,247 +26%
Perpetual debt issued 37,871 46,691 -19%
Revaluation surplus for buildings 407 490 -17%
Fair value reserve for securities 1,146 (1,834) +162%
Change in fair value of financial liability attributable to changes in the credit risk 64 - +100%
Retained earnings 82,042 71,637 +15%
Total equity 210,432 191,173 +10%
Total liabilities and equity 2,423,497 2,145,927 +13%